UK businesses often find themselves managing several finance agreements at once, which can lead to rising monthly commitments and restricted cashflow.
In situations like this, refinancing can be an effective way to simplify borrowing and improve financial flexibility.
This case study explores how we helped a UK-based events company restructure their existing borrowing, reduce monthly costs, and unlock additional working capital to support upcoming events.
The Challenge – Existing Borrowing & Tight Cashflow
An events company came to us while managing two existing loans, both on high interest rates. At the same time, they needed an extra £40,000 to support growth and fund upcoming events.
At the time, they were dealing with:
- Two loans that were expensive to maintain
- Monthly repayments were too high
- Cashflow was tight because of upfront event costs
- They needed more funding for upcoming events
They wanted to ease the pressure on their monthly outgoings and make sure they had enough cash in place to deliver their upcoming projects.
The Solution – A Simpler, More Manageable Loan
After reviewing their situation, we arranged a new loan that worked better for the business.
This allowed them to:
- Combine their existing loans into one
- Secure a lower interest rate
- Spread repayments over a longer term
- Access an extra £40,000 in working capital
The aim was to reduce monthly pressure and give them more breathing room to run their events.
The Outcome – Lower Payments & More Breathing Room
The new setup made a big difference:
- £40,000 in additional working capital
- Around £1,500 saved each month
- Lower, more manageable repayments
- One simple monthly payment instead of multiple
With improved cashflow, the business is now in a much better position to deliver events and continue growing without the same financial strain.
Not sure if your current setup is working for you? It might be worth exploring what other options are available. Get in touch with our team to see how we can help!